$967 and $1,450 July Social Security Payments to Arrive in 19 Days

The Social Security Administration (SSA) has officially released the Supplemental Security Income (SSI) payment schedule for the second half of 2025.

The base payment amounts will remain the same at $943 for individuals and $1,415 for couples, with the possibility of increases based on state supplements.

SSI Payment Distribution Dates for July to December 2025

The SSI payments are typically distributed on the first business day of each month. In the event the first day of the month falls on a weekend, payments are made in advance on the preceding Friday.

This scheduling system, which the SSA has followed since 1974, ensures that payments are made on time, with any necessary adjustments made during the second half of the month.

• July 2025: Payments will be issued on July 1st (Tuesday).
• August 2025: The payment will be made on August 1st (Friday).
• September 2025: Payments will occur on September 1st (Monday).
• October 2025: The regular payment date falls on October 1st (Wednesday). However, there will also be an advance payment on October 31st (Friday) due to November 1st being a Saturday.
• December 2025: The last payment for the year will be made on December 1st (Monday).

Notably, November 2025 will be the only month without SSI payments, as payments for November will be advanced on October 31st. However, this early payment is not an additional payment; rather, it is a calendar adjustment to ensure timely disbursement.

Important SSI Payment Amounts

• The maximum SSI payment for an individual is set at $967.
• For couples, the maximum payment reaches $1,450.

These are the maximum limits; however, actual payment amounts may be reduced due to factors such as retirement benefits or other low-income benefits the recipient may receive.

Direct Deposit and Electronic Payments

Since 2013, the SSA has moved toward eliminating physical checks. All new SSI beneficiaries are required to use direct deposit or a Direct Express debit card to receive their payments.

This policy is designed to reduce fraud and speed up the distribution process, which affects over 70 million payments monthly.

The SSA reports that 99% of beneficiaries now receive their payments via direct deposit, eliminating delays associated with mail delivery.

Social Security and SSI: Different Payment Schedules

For those receiving Social Security retirement or disability benefits, their payment schedule differs from that of SSI recipients.

For July 2025, these payments will be issued on the Wednesdays of July 9, 16, and 23, depending on the beneficiary’s date of birth.

Those who started claiming benefits after May 1997 will receive their payments according to the following birthdate ranges:

• July 9: Birthdates from 1st to 10th of the month.
• July 16: Birthdates from 11th to 20th.
• July 23: Birthdates from 21st to 31st.

Beneficiaries who were receiving benefits before 1997 will receive payments on Thursday, July 3.

Addressing Payment Delays

The SSA reminds beneficiaries that electronic payments may take up to three business days to reflect in their accounts.

If payment is not received on the scheduled date, it is advised to first check the status on the My Social Security platform or contact the SSA at 1-800-772-1213.

The SSA has ensured that SSI payments for the second half of 2025 will be made on time, following its established procedures. With most recipients now receiving payments via direct deposit, the process has become more efficient and secure.

It is important for beneficiaries to stay informed about the payment dates and any changes to the schedule, such as the advance payment for November.

FAQs

Will the SSA payment dates for July to December 2025 change?

No, the payment dates will remain the same, with adjustments made only if the first of the month falls on a weekend.

Why is November 2025 a special month for SSI payments?

Since November 1st falls on a Saturday, beneficiaries will receive their November payment early on October 31st as part of a calendar adjustment.

How can I avoid delays in receiving my SSI payments?

Ensure you are enrolled in direct deposit or have a Direct Express debit card to receive payments without delays caused by mail.