Social Security Payment Schedule- Born Between 1st and 10th? Receive Two Payments: $1,999 and $717

In July 2025, Social Security and Supplemental Security Income (SSI) recipients can expect their monthly payments on specific dates.

However, not everyone will qualify for both payments. The Social Security Administration has outlined the eligibility criteria and schedules for these benefits. Here’s a comprehensive look at how the payments work for July 2025.

Who Qualifies for Social Security and SSI Payments in July?

To be eligible for a Social Security payment in July, you must already be receiving retirement or SSDI benefits. As for SSI, it is available to individuals with limited income and resources, and you must meet additional requirements such as being 65 years or older, blind, or having a qualifying disability.

If you are receiving Social Security but not SSI, you may still be eligible for the payment on July 3. However, if you are only receiving Supplemental Security Income and do not meet the eligibility criteria for Social Security, you will not qualify for this particular payment.

Important Payment Dates for July

SSI Payment: The first SSI payment will be distributed on July 1, 2025. This is a change from the usual schedule, as the previous month’s payment for June was on the last day of the month. The first day of July falls on a weekend, so the payment is made on the first weekday of the month.
Social Security Payment: If you qualify for Social Security payments but not SSI, your payment will be issued on July 3. This will include both retirement and SSDI benefits.

Payment Schedules for Social Security Recipients

If you started receiving Social Security benefits before May 1997, you will receive your payment on July 3.

However, for those who began receiving benefits after April 30, 1997, the payment schedule differs. You will receive payments on the second, third, and fourth Wednesdays of July 2025.

SSI Payment Details: How Much Will You Receive?

The Social Security Administration provides SSI payments in varying amounts based on different factors. Here’s a breakdown of the maximum amounts you could receive:

Individuals: Up to $967
Essential Person: Up to $484
Married Couples: Up to $1,450 (if both are eligible)

The average payment for SSI recipients is $717 as of April 2025, but this amount may vary depending on the individual’s circumstances.

Social Security Payments: What to Expect in 2025

The maximum benefit for Social Security recipients can reach up to $5,108 per month, but this is for those who start receiving benefits at 70 years old after working for 35 years with taxable earnings. The average payment amount, however, is approximately $1,999 as of April 2025.

It’s essential to note that SSI payments are meant to supplement your retirement or SSDI benefits. Therefore, you may receive a combination of Social Security and SSI, but the total amount could be reduced based on various factors.

Key Differences for Children and Seniors

Children: SSI payments for children are generally higher than those for adults since children do not have their own Social Security record. The average SSI payment for children under 18 is $844, compared to the $717 average for adults.
Seniors: Seniors receiving SSI benefits on average receive around $592 per month.

July 2025 will bring crucial payment dates for Social Security and SSI recipients. It is important to understand the specific eligibility criteria for each type of benefit and the varying payment schedules based on when you began receiving benefits.

Make sure you’re aware of when your payments will be issued and how much you may be eligible to receive.

FAQs

When will the first SSI payment for July 2025 be issued?

The first SSI payment for July 2025 will be issued on July 1 due to the weekend.

Who qualifies for Social Security payments on July 3, 2025?

Those receiving Social Security benefits and who began receiving them before May 1997 will qualify for the July 3 payment.

How much are SSI payments for children compared to adults?

SSI payments for children under 18 average $844, while adults typically receive around $717.